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Congratulations on your 500% LTV mortgage!

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For example, a homeowner with a $200,000 loan balance on a home worth $250,000 has an LTV of 80 percent. LTV is a key factor in the mortgage approval process. Lenders use loan-to-value calculations on both purchase and refinance transactions. The math to determine your LTV may vary based on loan purpose.

Congratulations on your 500% LTV mortgage! If we deem an appraisal on your home is necessary, then, you must pay an appraisal fee that is usually between $100.00 and $500.00. There are no other fees or charges assessed to open your line of credit. There are no fees or charges assessed to maintain your line of credit.

Maybe you should be honored: there are fewer and fewer of you every year, and your. jumbo loans, apparently business is booming – further highlighting the difference between the haves and the.

Purchase-Only Fixed/Adjustable Mortgages. For refinance rates, increase the interest rate by 0.25%. For loans of $750,000 or higher on the 7/23 and 10/10/10 programs, reduce the interest rate by 0.125%. Movable Mortgages also available at these rates. APRs and payments are based on a loan amount of $550,000entered.

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Revolving Line of Credit Mortgages – up to 80% LTV. Current APR 1.990% Current Variable Rate 4.500% Current APR* 2.990% Current Variable Rate 4.500% Variable rate, rates may change Prime rate as published in the Wall Street Journal on the first business day of each month 5.000% (effective 8/1/18). The initial rate may be discounted.

Mortgage: A mortgage is a debt instrument , secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments. Mortgages. Use the helpful realtor.com mortgage calculator to estimate mortgage payments quickly and easily.

** APR items do not denote all closing cost items. Provident Funding will issue a Loan Estimate within 3 days of receiving your loan application. *** All rates and programs subject to loan underwriting and approval and may be subject to change, depending on your individual credit profile and other qualifications.

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Eastman Credit Union will be steadfast at your side helping you manage the equity in your home. Whether you’re thinking of remodeling, helping your child with tuition, updating your furniture, or paying off medical bills, an ECU home equity loan gives you great value and the flexibility you need to accomplish your goals.

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