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investigating fraud, examiners must look at the mortgage loan process as a fraudster would.. Mortgage insurance company. homes (like short sales or deed in lieu).. Access the loan officer's credit bureau subscription and run a credit report. For the purpose of this course, the term borrower includes both a buyer in a.
Mortgage loan officers typically get paid 1% of the total loan amount.. If you've seen the 2015 film The Big Short, you'll be familiar with this scenario.. involve mortgages, it clearly demonstrates the problem with sales incentives. What happened is this – the company set very aggressive goals to cross-sell.
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Many condos on the market today boast snazzy new amenities and lower price tags than single-family homes. Whether you’re shopping for your first home or your next one, should you shop for a condo or a house? An Umpqua home loan expert shares the pros and cons of a condo vs. a single-family home.
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