· For the Piroks, the answer was the "physician’s loan," a mortgage designed for medical doctors, dentists, osteopaths, and, in some cases, podiatrists and optometrists. "Unfortunately, the loan isn’t as well-publicized as it might be," said Brad Pirok, whose Pennsylvania Dental Group has offices in University City and at Graduate Hospital.
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Also known as physician loans and doctor home loans, they are often considered jumbo mortgages because they allow higher loan balances than conventional and FHA loans. Physician mortgage loans do not require private mortgage insurance (PMI), and are more accommodating of borrowers with high student loan debt and minimal income history.
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The 20% of revenue from the Commercial Mortgage business is significantly more than that of OHI and Ventas (VTR). Mortgage loans receivable is 16.52% of. onto healthcare providers (doctors,
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What is a Physician Mortgage Loan a.k.a. Doctor Loan? Simply put, a physician mortgage loan is a **surprise** mortgage, but with a low or non-existent down payment without the need to purchase potentially costly PMI.
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The ameris bank medical professional loan provides more flexible underwriting guidelines compared to a conventional mortgage loan. Because of the unique needs of medical professionals, we take into account the needed flexibility surrounding student loan debt, time on the job, and down payment.
Physician mortgage loan in California?? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.. Can I get a Physician/Doctor home mortgage loan in California? 7 answers.