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Industry Pushes Lower-Cost Reverse Mortgages – Known as the HECM Saver, it requires only 0.01 percent of the home value in premiums. be 0.25 to 0.5 percentage points higher than that on a standard reverse mortgage. These loans are best for.
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Costs fell enough that fee-only financial planners who traditionally had shunned these loans started to recommend them to wealthier clients as a portfolio protection strategy. People could borrow.